Can one cover a family staying in different parts of the country under a single policy?

Can one cover a family staying in different parts of the country under a single policy?

Yes, you can cover them under one policy. The cashless facility is available at over 4000 leading hospitals and nursing homes spread across India. You can avail of the facility at any of these locations in any unfortunate event.

In case of health policies from two insurance companies, how will the claim be made?

The claim will usually settled by both the companies in a ratable proportion depending on the coverage amount under each health insurance policy.
For example a person has a policy with Sum Insured of Rs.3 lacs and takes another policy from another insurance company for Rs.3 lacs.
In the event of claim:

  • If claim amount is Rs.1 lac, both the Policies will contribute. i.e claim will be settled on ratable proportion.
  • If the claim amount is 7 lac. Both the Policy will pay upto the respective sum insured.
    be transferred to another member. Hence it is restrictive.
Book Now

Your Details

Let us know how to get back to you.


How can we help?

Feel free to ask a question or simply leave a comment.


X

24hr HELPLINE NUMBER: 7025767676|7561010101

¤
Visit Us On Facebook