Benefits Of Health Insurance

What are the benefits of taking health insurance?

Health insurance covers you and your family against expenses that you may incur on Hospitalisation (or domiciliary Hospitalisation) and/or other related expenses in a hospital or nursing home in India for treatment of a disease.
With the rising incidence of diseases and cost of treatment, any illness can mean substantial financial outgo for you and your family. Health insurance allows you to plan for such events without feeling the financial burden of treatment. It also allows tax saving since the premium that you pay on your health insurance policy is eligible for tax deduction under Section 80 D of the Income Tax Act. (Up to Rs.15000 for an individual or Rs.20000 for senior citizen of over 65 years of age)

How much health insurance does one need?

You can decide on the amount based on the number of family members to be covered under the policy, the age of family members, the expected costs of treatment and the amount of premium you are willing to pay or you can take a policy for a single person both the cases the premium amount changes.


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